• Oriental Insurance

    Car Insurance
    • Protect yourself with third party or complrehensive cover
    • Use bumper to bumper policies to reduce your liability
    • Enjoy facilities like zero depreciation and roadside assistance covers

    Incorporated in 1947, Oriental Insurance Company Limited was owned by the Oriental General Government Security Life Assurance Company Limited, and between 1956 to 1973, Oriental Insurance became a subsidiary of Life Insurance Company. With over 170 insurance products in its portfolio, Oriental Insurance is now completely owned by the Central Government of India. Oriental Insurance has more than 15,000 employees spread across India, working in 1,800 plus branches of the insurer.  

    Popular Insurance Products Offered by Oriental Insurance Company

    Oriental Insurance Motor Insurance Policies 

    Oriental Insurance offers 2 types of motor insurance policies, a package two-wheeler insurance policy and a package 4-wheeler insurance policy:  

    • Two-wheeler package insurance policy 
    • The two-wheeler package insurance policy offered by Oriental Insurance is a comprehensive insurance policy and offers third-party liability protection and coverage for accidental loss and damage to the vehicle of the policyholder. To enhance their protection, policyholders can opt for add-on covers.  

    • Private Car Package Policy

      A comprehensive car insurance policy offered by Oriental Insurance, this Privare Car Package policy offers own damage cover and third-party liability cover for the policyholder. The Private Car Package Policy offers coverage if the vehicle of the policyholders is damaged or deemed as a total loss following an accident, strike, riot, natural calamity, malicious activity, fire or if the car is stolen. The policy also offers coverage if the car of the policyholder is damaged while being transported by rail, road or air.  


    Oriental Insurance Personal Accident Policy (Individual) 

    The Personal Accident Policy offered by Oriental Insurance is an individual policy that offers coverage for medical expenses if the policyholder suffers from bodily injury or disability (partial or total) following an accident. The policy also offers compensation if the policyholder dies due to an accident. The compensation is paid to the legal heir or dependents of the policyholder.  

    Oriental Insurance Janata Personal Accident Policy 

    Customers aged between 10 years and 80 years are eligible for the Oriental Insurance Janata Personal Accident Policy. The policy offers a payout of up to 100% of the sum assured if the policyholder dies following an accident or is rendered totally and permanently disabled, and 50% of the sum assured if the accident results in the loss of one eye or one hand or foot.  The minimum sum assured of the Oriental Insurance Janata Personal Accident Policy is Rs.25,000 and the maximum sum assured of the policy is Rs.5 lakh.  

    Oriental Home Insurance Policy 

    The Oriental Householder Insurance Policy comes with financial protection for house owners if the home of the policyholder is damaged or destroyed following a fire, if the house is burgled, or if the household appliances are damaged following an electrical or mechanical breakdown. In addition, the policy offers financial protection for the personal goods of the policyholder and a personal accident cover if the policyholder or insured person is injured, disabled or dies due to an accident while he/she is in the house.  

    Oriental Insurance Shopkeeper policy 

    The Oriental Shopkeeper Insurance Policy financially protects the business of the shopkeeper against theft, if the shop catches fire, if money is stolen from the shop, if there is an electrical breakdown, etc.  

    Oriental Insurance Health Insurance Policies 

    Listed below are 3 popular health insurance policies offered by Oriental Insurance:  

    • Mediclaim Insurance Policy 

      An individual health insurance policy offered by Oriental Insurance, the Mediclaim Insurance Policy offers financial coverage for hospitalisation expenses of the policyholder and includes coverage for pre-hospitalisation and post-hospitalisation expenses as well. The sum assured of the Mediclaim Insurance Policy ranges between Rs.1 lakh and Rs.10 lakh. To reduce the premium of the policy, policyholders can opt for the co-payment facility as well.  

    • Happy Family Floater Policy 

      Policyholders have the option of 3 plans under the Happy Family Floater Policy – Silver Plan, Gold Plan or the Diamond Plan. All the aforementioned plans under the Happy Family Floater Policy offer coverage for hospitalisation expenses, for maternity expenses, new born baby expenses, organ donation expenses, surgery expenses, personal accident coverage, etc.  

    • Overseas Mediclaim and Business and Holiday Policy 

      The Overseas Mediclaim and Business and Holiday Policy is basically like a travel insurance policy and offers coverage for hospitalisation expenses if the policyholder is injured or disabled following an accident while travelling abroad on a business or a holiday. In addition, the policy offers financial coverage if the policyholder loses his/her luggage while travelling.  

    Apart from offering the above-mentioned policies which cater to various segments of the society, Oriental Insurance also offers aviation insurance, marine insurance, business insurance, office insurance, trade insurance, agriculture and animal insurance. The policies ensure that the policyholder is protected against any sort of mishap or accident that could result in financial losses for the business or organisation. For any doubt, grievance or feedback, customers and existing policyholders can contact the customer support team of Oriental Insurance by calling 011 33208485 or the toll-free number 1800 11 8485.  

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