Shriram General Insurance

Shriram General Insurance Company is one of the leading insurance companies in India and is a joint venture between Shriram Capital Limited and Sanlam Limited. The insurance company is known to offer a large variety of insurance solutions depending on the various needs of its customers. We will have a look at the types of insurance products offered by the insurer and its features. 

Popular Insurance Products Offered by Shriram General Insurance Company

Shriram Car Insurance Policy 

Your car is no doubt a prized possession and a luxury item. It is important that you protect it by purchasing a car insurance policy. It is equally important that you properly evaluate your insurance needs and based on factors such as the age of your car, your financial requirements, etc. purchase a car insurance policy for yourself. Some of the features of a car insurance policy offered by the insurance company are: 

• Provides coverage to not only you but also another passenger who is travelling with you and is not covered under the existing policy in case of an accident. 
• Covers third-party damage in case your vehicle is involved. 
• Cashless repair. 
• You can avail various types of add-on covers as per your requirements. These add-on covers enhance your car insurance policy. 

Shriram Two-Wheeler Insurance Policy 

If you own a two-wheeler then you must purchase two-wheeler insurance from Shriram Insurance Company. Some of the features of a two-wheeler insurance policy offered by Shriram Insurance Company are: 

• You can purchase two-wheeler insurance online by visiting the official website of the insurance company. 
• You can track the status of your policy online as well. 
• You have the option of picking the best covers offered by the insurer at low premium rates. 
• You can transfer your No-Claim Bonus from your previous insurance policy to a Shriram two-wheeler insurance policy. You also get a 50% No-Claim Bonus even if you port from your previous policy to the current one. 
• Cashless claim at network garages are offered and is hassle-free in nature. 
• 24x7 assistance is provided to the customers. You can contact a customer service executive anytime in case of any doubt. 

Shriram Home Insurance Policy 

If you own a house of your own, then you must insure it by purchasing a Shriram Home Insurance Policy. Some of the perils covered under a home insurance policy offered by the insurer are: 

• Damage caused due to fire. 
• Damage caused to lightning. 
• Damage caused due to a storm, typhoon, cyclone, etc. 
• Damage caused due to implosion or explosion. 
• Damage caused due to overflowing of water tanks, bursting, etc. 

Shriram Travel Insurance Policy 

If you are a frequent traveler, then it is highly recommended that you purchase a travel insurance policy from Shriram Insurance Company. A travel insurance policy provides you coverage in case of any unfortunate event that you may encounter including a medical emergency, losing your passport, etc. 

Personal Accident and Commercial Vehicle Insurance Policy 

• Personal accident insurance: In case of an accident which results in you getting injured or your death, the personal accident insurance not only helps take care of the medical expenses which you will incur while getting treated for your injuries but also helps your family members take care of their day-to-day needs. 
• Commercial Vehicle Insurance: In case you own a vehicle which you own for commercial purposes then it is important to provide it coverage by buying a commercial vehicle insurance plan. In case of any damage or in the event of your vehicle getting stolen, the insurance company compensates you for the loss. 

Other types of insurance products 

There are other types of insurance products offered by Shriram Insurance Company. Some of them are: 

• Fire Insurance 
• Engineering Insurance 
• Marine Insurance 
• Liability Insurance 
• Burglary Insurance 
• Fidelity Guarantee Insurance 
• Business Protector Insurance 
• All Risk Insurance 

Hence, these are some of the insurance products offered by Shriram General Insurance Company. You must evaluate your insurance needs and based on factors such as your age, financial capabilities, etc. decide and accordingly purchase an insurance policy for yourself.