• United India Insurance Company

    Car Insurance
    • Protect yourself with third party or complrehensive cover
    • Use bumper to bumper policies to reduce your liability
    • Enjoy facilities like zero depreciation and roadside assistance covers

    United India is a reputed insurance company that offers several insurance plans for the benefit of citizens in India. United India policyholders can renew policies or register claims online. The company offers many other services through their online platform that will make insurance purchase and maintenance easy for individuals. 

    Popular Insurance Products Offered by United India Insurance Company

    Motor Insurance 

    The company offers two types of motor insurance plans that individuals can choose based on whether they want only third-party coverage or own damage cover too. 

    • Liability Only 
    • Package Policy 

    Health Insurance 

    United India offers an array of health insurance products that prospective insurance buyers can choose based on their requirements. Each of the plans offer a different set of benefits and extent of coverage. 

    • Individual Mediclaim 
    • Individual Health Insurance Policy 
    • Family Medicare 
    • Family Medicare 2014 
    • Gold 
    • Platinum 
    • Senior Citizen 
    • Topup 
    • Super Topup 
    • UNI Criticare 
    • Workmen Medicare Policy 


    The hospitalisation policies, offered by United India, basically cover hospitalisation expenses that include room and boarding charges, surgeon’s fees, domiciliary hospitalisation expenses, and so on. 

    • Mediclaim Policy 
    • Unimedicare Policy 

    Personal Accident 

    The personal accident policies protect the policyholders from expenses incurred on treating an injury or disablement caused by an accident. 

    • Personal Accident Policy 
    • Road Safety Package Policy 

    While the Personal Accident Policy offers coverage for hospitalisation expenses, the Road Safety Package Policy offers lump-sum benefits in case the policyholder faces any of the insured events. 

    Travel Insurance 

    Travel insurance policies essentially offer policyholders protection from mishaps that could over during overseas travel. United India offer three travel insurance plans. 

    • Baggage Policy 
    • Marga Bhandu Policy 
    • Suhana Safar Policy 

    While the Suhana Safar Policy offers coverage for loss of baggage and personal accident, the baggage policy offers coverage only for baggage. The Marga Bhandu Policy covers death and disablement of the policyholder in addition to other consequential expenses. 

    In addition to these, the company also offered the following travel insurance plans: 

    • Overseas Mediclaim Policy (OMP) for Business and Holiday 
    • Overseas Mediclaim Policy (OMP) for Corporate Frequent Traveller 
    • Overseas Mediclaim Policy (OMP) for Employment and Studies 

    Business Insurance 

    Individuals who own shops, have businesses that are prone to burglary, businesses that involve lump-sum transactions or assets, can consider getting business insurance policies to protect their businesses. 

    • Shopkeeper’s Policy 
    • Money in Transmit Policy 
    • Jewellers Block Policy 
    • Burglary Policy 

    Package Policies 

    United India offers certain package insurance policies that offer coverage for buildings such as homes, small shops, or other establishments. Each of the policies mentioned below offers coverage for a different type of building. 

    • Householder Policy 
    • Dukan Mitra Policy 
    • Compact Policy 

    Fire Insurance 

    Fire insurance policies offer insurance coverage for businesses that could be affected by a fire outbreak in the premises. Buildings and machinery can be protected under the policies. 

    • Fire Loss of Profit Policy 
    • Standard Fire and Special Perils Policy 

    Industrial Insurance 

    Individuals who own industries can avail an industrial insurance policy by United India. Each of the policies offers coverage for different aspects of the business. An Industrial All Risk Policy is available too. 

    • Industrial All Risk Policy 
    • Machinery Breakdown Policy 
    • Contactors Plan and Machinery Policy 
    • Boiler and Pressure Plant Policy 
    • Deterioration of Stock 
    • Electronic Equipment Policy 

    Marine Insurance 

    The insurance company offers two types of marine insurance plans – one for the goods carried by ship, boat or vessel, and another for the vehicle itself. 

    • Marine Cargo 
    • Marine Hull 

    Liability Insurance 

    The following liability insurance plans offer coverage against any legal liability that individuals may face. 

    • Motor Liability Policy 
    • Public Liability Policy 
    • Product Liability Policy 
    • Professional Indemnity Policy 
    • Workmen Compensation Insurance 

    Credit Insurance 

    The credit insurance policy protects an individual from any financial loss incurred by him/her due to the dishonesty or fraudulent activity of an employee. 

    Micro Insurance 

    Micro insurance policies are policies that are offered at low prices for the benefit of farmers in rural regions as well as the economically backward sections of the society. 

    • Animal Driven Cart Insurance 
    • Agricultural Pump set Insurance 
    • Bio-gas Plant Insurance 
    • Bhagyashree Child Welfare Scheme 
    • Dairy Package Policy 
    • Cattle and Livestock Insurance 
    • Floriculture Insurance 
    • Farmers’ Package Policy 
    • Honey Bee Insurance 
    • Gramin Accident Policy 
    • Hut Insurance 
    • Janatha Personal Accident Insurance 
    • Jan Arogya Bima Policy 
    • Mother Teresa Women and Children Policy 
    • Kisaan Credit Card 
    • Raja Rajeshwari Mahila Kalyan Yojana 
    • Rural Women’s Package Policy 
    • Rural Accident Policy 
    • Sericulture Insurance 
    • Swasthya Bima Policy 
    • Tribal/Rural Accident Package Policy 
    • Travel Policies 
    • Universal Health Insurance Scheme 
    • Uni Micro Insurance Policy 

    United India Insurance Co. Ltd. was started in the year 1938 and was nationalised in 1972. The company has been witnessing a high growth rate ever since and has more than 1 crore policyholders in the country. The company functions through 1,340 office locations and 18,300 employees. 

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