Universal Sompo General Insurance

With the vision to become a leader in the insurance domain by offering good quality products and ensuring development of the same, Universal Sompo offers a variety of services and products. The online services of the company include garage locator, hospital locator, live chat, and customer login, among others. The insurance plans offered by the company are listed category-wise as mentioned below: 

Popular Insurance Products Offered by Universal Sompo General Insurance

Motor Insurance 

Universal Sompo offers motor insurance plans for cars as well as two-wheelers that are used for personal or commercial purposes. A long-term insurance plan is available for two-wheeler owners. Commercial vehicles that transport goods or passengers will have to get separate insurance policies for their vehicles. 

• Motor Private Car 
• Motor Two-wheeler 
• Two-wheeler Long-term Package Policy 
• Motor Goods Carrying vehicle 
• Motor Passenger Carrying Vehicle 

Health Insurance 

The general insurance company has made individual, group, senior citizen, critical illness, and comprehensive plans available under the health insurance category. Individuals can also choose micro insurance policies that offer lower premiums. Personal Accident plans and a Loan Secure Insurance policy are also offered. 

• Individual Health Insurance 
• Individual Accident Policy 
• Janta Personal Accident Insurance 
• Complete Healthcare Insurance 
• Senior Citizen Health Insurance Policy 
• Critical Illness Insurance Policy 
• Group Health Insurance Policy 
• Group Personal Accident Insurance 
• Hospital Cash Insurance Policy 
• Aapat Suraksha Bima Policy 
• Loan Secure Insurance Policy 
• Pravasi Bhartiya Bima Yojana 
• Swarna Gramin Bima Yojana – Individual 
• Surva Vidyarthi Bima Yojana 
• Swarna Gramin Bima Yojana – Group 
• Sampoorna Suraksha Bima – Micro Insurance Policy 
• Saral Suraksha Bima – Micro Insurance Policy 

Commercial Insurance 

Universal Sompo offers an array of products for people who are involved in commercial businesses or industries. Individuals can get coverage for machinery, burglary, fidelity, public liability, and so on. 

• All Risk Insurance Policy 
• Industrial All Risk Insurance 
• Farmer’s Package Policy 
• Employee’s Compensation Insurance Policy 
• Jewelers’ Block Insurance Policy 
• Shopkeepers’ Insurance Policy 
• Burglary Insurance Policy 
• Money Insurance Policy 
• Fidelity Guarantee Insurance Policy 
• Office Package Policy 
• Money Insurance Policy 
• Machinery Breakdown Policy 
• Marine Cargo Open Transit 
• Standard Fire and Special Perils Policy 
• Contractors All Risk Insurance 
• Electronic Equipment Insurance 
• Erection All Risk Insurance 
• Boiler and Pressure Plant Insurance 
• Public Liability (Industrial & Storage) 
• Public Liability (Act) Insurance Policy 
• Comprehensive Operational Large Risk Policy 

Bancassurance Insurance 

The insurer offers plans by Karnataka Bank, Indian Overseas Bank, and Allahabad Bank as mentioned below: 

• IOB Health Care Plus Policy (Revision) 
• K Bank Health Care Plus 
• Allahabad Bank Health Care Plus 

Pradhan Mantri Fasal Bima Yojana (PMFBY) 

PMFBY is a scheme introduced by the government that offers financial aid to farmers who face financial crises from crop loss or crop damage. 

Miscellaneous Insurance 

Universal Sompo also offers a householder’s insurance policy that covers several contingencies and a cattle insurance policy that ensures protection for the policyholder’s cattle. 

• Householder’s Insurance Policy 
• Cattle Insurance Policy 

Universal Sompo is a reliable general insurance company that has partnerships with certain banks as mentioned earlier, Sompo Japan Nipponkoa, and Dabur. The customer care department can be contacted by the policyholders in case of any queries related to insurance.