Future Generali is amongst the top general insurance providers in India and offers a range of policies under life insurance, car insurance, health insurance and more. The Future Generali Care Plus is a comprehensive term insurance plan offered by Future Generali and comes with an array of benefits. As a term plan, the Care Plus policy does not offer any maturity benefit, but is associated with a high death benefit. Meaning, if the policyholder were to lose his/her life, the nominee will receive the sum assured under the plan.
The Future Generali Care Plus Plan provides customers with two options – The Classic Option and the Premier Option.
Let us look at the salient features of the Future Generali Care Plus plan and see various aspects including the eligibility, policy exclusions and more.
|Particulars||Classic Option||Premier Option|
|Entry Age||18 to 60 years||18 years to 60 years|
|Policy Term||5 years to 30 years||5 years to 30 years|
|Maximum age with relevance to coverage||65 years||65 years|
|Minimum Premium||Rs. 2,500 (p.a.)||Rs. 5,000 (p.a.)|
|Plan Type||Minimum Sum Assured||Maximum Sum Assured|
|Classic Option||Rs. 10,00,000||Rs. 24,99,000|
|Premier Option||Rs. 25,00,000||There is no limit on the Maximum Premium Under this option|
*Premiums vary based on age, location, plan term and other factors
The Sum Assured under the Future Generali Care Plus policy does not hold good under the following circumstances:
|Freelook Period||Under provisions of the Free Look Period extended by the policy, the policyholder can return the policy within 15 days of purchasing the policy. The period is extended to 30 days if the policy is purchased through distant marketing channels. Within this period, the policyholder can return the policy if he/she is dissatisfied with the terms contained in the policy document.|
|Financial Security||The Future Generali Term Insurance plan is the ideal plan if you wish to ensure that your loved ones are financially secure after your demise. Notably, the Premier option does not put a cap on the maximum sum assured enabling you to purchase a higher cover.|
|Low Premiums||As a term insurance policy, the Care Plus policy is associated with low premiums and higher covers.|
The Future Generali Term Insurance Policy is associated with the following tax benefits:
You can apply for the policy by visiting the official website of Future Generali and filling out the online application form. You will also be required to provide necessary documents, following which an executive from Future Generali will get in touch with you and help you complete the remainder of your application.
The Care Plus policy is undoubtedly a brilliant term insurance policy for the following reasons:
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